Want to know more about equity release?
Watch our two-minute video that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
Equity release, also known as a lifetime mortgage, lets homeowners aged 55 or over unlock the tax-free cash tied up in their property without needing to sell or move. Depending on the type of plan you choose, you can either borrow against your home’s value or sell a portion of it in exchange for a lump sum or regular payments. Some plans also allow you to withdraw more cash in the future if needed.
If you still have a mortgage, that’s not a problem – you just need to use part of your released funds to pay it off first.Absolutely. We’re fully regulated by the Financial Conduct Authority (FCA) ensuring you receive protection and fair treatment.
If you choose a lifetime mortgage, there’s also a vital safeguard: you (or your estate) will never have to repay more than the sale value of your home, as long as it is sold for the best price reasonably available. This means no negative equity guarantee, giving you and your loved ones peace of mind.The choice is yours. Whether you want to renovate your home, buy a new car, pay off debts, or simply enjoy a more comfortable retirement, the funds are yours to use as you wish. The possibilities are endless!
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Sunderland, we believe in making financial decisions easier. With years of experience in mortgage and equity release advice, we’re committed to helping homeowners find the best solution for their future.
Our friendly team takes a personal approach, offering expert guidance without confusing jargon. We know that every client has different needs, which is why we take the time to listen, understand your situation, and provide tailored recommendations. Whether you're looking to unlock your home’s value or secure a mortgage that works for you, we’ll guide you every step of the way.
We understand that financial decisions can feel daunting, but with our trusted advice and hassle-free service, you’ll have complete confidence in your choices. Our goal is simple: to give you the peace of mind that comes with knowing you’ve made the right decision for your future.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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